Flexible Payments for Your Next Ride

Get the ride you want with a payment plan that fits your budget. Bike Lover USA offers Shop Pay Installments and Klarna, giving eligible customers the option to spread the cost of electric bikes, scooters, electric dirt bikes, and more over time.

Choose your ride, explore the available payment options at checkout, and review your terms before placing your order.

Choose How You Pay

Shop Pay Installments

Shop Pay Installments, powered by Affirm, offers payment plans for eligible purchases.

• Pay in 4: Four interest-free payments every two weeks for qualifying U.S. orders from $50 to $999.99.

• Monthly payments: Available for qualifying U.S. orders from $150 to $30,000, subject to approval. Rates range from 0%–36% APR.

Your available plans, payment amounts, and total cost are displayed before you confirm. A down payment may be required.

Klarna

Select Klarna at checkout to see the payment options available for your purchase.

Depending on your order and eligibility, options may include:

• Pay in 4: Split your purchase into four interest-free payments, generally every two weeks. A higher initial payment may be required.

• Pay over time: Spread the cost into monthly payments when offered. Interest may apply.

Klarna determines approval and available plans. Review your payment schedule, interest, and any applicable fees before accepting.

How It Works

1. Find Your Ride
Choose your model and options, then add it to your cart.

2. Choose Your Payment Provider
For Shop Pay Installments, select Shop Pay, then choose to pay in installments. For Klarna, select Klarna from the available payment methods.

3. Review Your Options
Follow the provider’s prompts to see available plans. Check the amount due today, future payments, and total cost.

4. Complete Your Purchase
Accept your chosen plan and place your order. Your order will ship according to the product’s availability and our shipping policy.

Frequently Asked Questions

Is financing available for every customer?
Approval is determined by Affirm or Klarna. Available plans depend on your purchase amount, location, and eligibility. Bike Lover USA cannot guarantee approval.

Are all payment plans interest-free?
No. Qualifying Pay in 4 plans are interest-free, while monthly plans may include interest. Klarna may charge applicable fees, including late fees. Always review the terms of your selected plan.

Will this affect my credit?
Credit checks and reporting depend on the provider and payment plan. Using financing and your repayment history may affect your credit. Review the provider’s credit disclosures before accepting.

Do I have to finish paying before my order ships?
You do not need to pay off your installment plan before shipment. Once your order and payment are approved, normal product availability, processing, and shipping timelines apply.

Where do I manage my payments?
Manage Shop Pay Installments through Affirm and Klarna payments through your Klarna account or app.

Who should I contact for help?
Contact Bike Lover USA for product selection, order updates, shipping, or returns. For payment schedules, billing, or financing questions, contact your payment provider:

• Shop Pay Installments support through Affirm

• Klarna customer support

Find Your Ride. Explore Your Payment Options.

Shop All Rides and view available payment plans at checkout.

Payment options are subject to eligibility and approval. Available terms vary by provider, purchase, and customer. The terms presented when you accept your payment plan govern your agreement.

Last updated: May 7, 2026

At Bike Lovers USA, we aim to provide clear and transparent shipping information for all orders placed through our website.

Shipping Coverage

Domestic Shipping

We currently ship within the 48 contiguous United States.

Shipping Exclusions

At this time, we do not ship to:

• Alaska
• Hawaii
• P.O. Boxes
• APO/FPO addresses
• International destinations

Shipping Cost

Standard Shipping

Free standard shipping is available on eligible orders shipped within the 48 contiguous United States.

Shipping availability may vary depending on product type, size, weight, or delivery location.

Order Processing Time

Order Cut-Off Time

Orders placed before 3:00 PM EST (GMT-05:00) on business days begin processing the same business day.

Orders placed after the cut-off time, on weekends, or on holidays will begin processing on the next business day.

Handling Time

Estimated handling time is

• 3–5 business days
• Business days: Monday through Friday

Handling time includes order review, processing, packaging, and shipment preparation.

Transit Time

Estimated delivery transit time is:

• 3–7 business days
• Business days: Monday through Friday

Transit times are estimates only and may vary depending on carrier operations, weather conditions, product availability, or delivery location.

Total Estimated Delivery Time

Estimated total delivery time:

• 6–12 business days

Delivery estimates are provided for informational purposes and are not guaranteed delivery dates.

Shipping Carriers

Orders may be shipped using carriers including

• FedEx
• UPS
• Freight delivery providers for oversized items

Carrier selection may vary depending on the product and destination.

Freight Deliveries

Certain oversized products, including large bicycle-related items, may ship through freight carriers.

Delivery Appointments

For freight shipments, the carrier may contact the customer using the phone number provided at checkout to arrange delivery scheduling.

Curbside Delivery

Freight shipments are generally delivered to the curbside or nearest accessible delivery point. Drivers are not authorized to enter residences or assemble products.

Order Tracking

Once an order ships, a shipping confirmation email with tracking information will be sent to the email address provided during checkout.

Tracking updates may require 24–48 hours to appear on the carrier’s website.

Damaged or Missing Shipments

Customers should inspect packages upon delivery.

If a shipment arrives visibly damaged:

• Refuse the delivery when possible if the packaging appears significantly damaged.
• If damage is identified after delivery, contact us within 48 hours of receiving the order.

Please include:

• Order number
• Photos of the packaging
• Photos of the product

Claims submitted after the reporting window may not qualify for review.

Incorrect Shipping Information

Customers are responsible for providing accurate shipping information during checkout.

Bike Lovers USA is not responsible for delays or delivery issues caused by incorrect or incomplete shipping details provided by the customer.

Contact Information

Bike Lovers USA

Email: sales@bikeloverusa.com
Phone: +1 (845) 237-0853

Business Hours:
Monday – Friday | 9:00 AM – 5:00 PM EST

Business Address:
3979 Albany Post Road, Ste. 2, Unit #2470
Hyde Park, NY 12528
United States